Medicare
Medicare is a Federal Insurance Program available to all individuals over 65 years of age, to certain qualified younger individuals and persons with end-stage renal disease.
Medicare Coverage is divided into three parts:
Part A is for the payment of hospital and Skilled Nursing Facility care. Most people automatically get Part A coverage without having to pay a monthly premium because they, or their spouses, paid Medicare taxes while working.
Part B is for payment of physician visits and the payment of visits with other qualified professionals. Most people pay a monthly premium for Part B.
Part C is Medicare Advantage Plans like HMOs and PPOs. Plans include Part A (Hospital) and Part B (Medical)coverage. Most also include Medicare prescription drug coverage. You pay a monthly premium for your health and prescription drug coverage.
Part D is for the payment of prescription drugs. Most people pay a monthly premium for this coverage. Some plans do not charge a premium. Please refer to the Resources on this page for a link to the official Medicare Web site.
Enrollment in Medicare is done through Social Security and can be accessed at the Social Security website.